Project record
Digital Finance Programme: Psychometric Credit Scoring Services
Analytica assessed barriers small-business owners face in accessing credit and examined how psychometric scoring could inform appraisal mechanisms. No access-to-finance outcome is claimed.
Completed- Consultancy period
- Nov 2022 to Nov 2024
- Assignment status
- Completed
- Assignment coverage
- Lesotho
Assignment mandate
Assess psychometric credit scoring and barriers to finance for small-business owners, with attention to women entrepreneurs.
Methods & delivery
Evidence shaped around the decision.
- 01
Needs assessment
- 02
Access-to-finance barrier analysis
- 03
Credit-appraisal research
Assignment deliverables
Outputs recorded for the institutional process.
- 01
Assessment of credit-access barriers and appraisal opportunities
Connected system
Methods, sectors and institutions.
Institutions
World Bank GroupDirect / commissioning clientDevelopment partner
Assignment geography
Lesothocorporate assignment